Privacy Policy

1. Introduction

This Privacy Policy describes how Frontier Legal Funding LLC ("Frontier," "we," "us," or "our") handles and secures information we collect through our website at frontierlegalfunding.com ("Site") relating to our products and services ("Services"). For the purpose of this Privacy Policy, "you" or "User" means the individual user of our Services and/or a visitor to our Site.

By using our Services, you consent to our Privacy Policy and our Terms of Use and our collection, use, and sharing of your information and data as described below. If you do not agree to the terms of this Privacy Policy, please do not provide us with any personal information and do not use our Site or Services.

2. Information Collected by Our Site and Services

Data Submitted by Users

We collect information you voluntarily provide to us when you use our Site or Services, including when you:

• Complete an application for pre-settlement funding
• Contact us by phone, email, or through our website forms
• Authorize a third party, such as an attorney, to submit information about you on your behalf
• Authorize us to retrieve and import information from your attorney or other third party

This information may include:

• Name, address, phone number, and email address
• Date of birth and Social Security number (for verification purposes)
• Case information, attorney contact details, and court filing information
• Financial information necessary to process funding applications
• Bank account information for fund disbursement
• Communications with our team

Engagement Tools and Automatically Collected Data

Our Site also gathers information whenever you visit, log in, or otherwise interact with us. When you interact with our Site, your computer, mobile phone, or tablet transmits a request that includes information received from your device. We use cookies, web beacons, server logs, and other engagement tools to enhance the quality of our services. These tools help us to:

• Save user preferences
• Preserve session settings and activity
• Analyze the performance of our Site and Services
• Tailor the delivery of content
• Track and measure promotional effectiveness
• Provide relevant information based on your location and interests

Do Not Track Disclosures

We do not currently respond to "Do Not Track" signals from web browsers. You may disable cookies through your browser settings, but this may affect your ability to use certain features of our Site.

3. Personal and Non-Personal Information

"Personal Information" is information that can be used to identify, locate, or contact an individual, including name, address, email address, phone number, Social Security number, and financial account information.

"Non-Personal Information" is information that does not directly identify you, such as browser type, device type, operating system, IP address, pages visited, and referring URLs. We may combine non-personal information with personal information, in which case we treat the combined information as personal information.

4. How Information Is Used

We use the information we collect to:

• Process and evaluate your pre-settlement funding application
• Communicate with you about your application status and funding
• Coordinate with your attorney regarding your case
• Disburse funds to your bank account upon approval
• Service and manage your funding agreement
• Improve our Site, Services, and user experience
• Send you information about our services that may be relevant to you
• Detect, investigate, and prevent fraudulent activity
• Comply with applicable laws and regulations

5. Consents and Authorizations

By submitting an application or otherwise providing personal information through our Site or Services, you authorize Frontier to use, share, and store your information as described in this Privacy Policy. You also authorize us to contact you by phone, email, or text message regarding your application or funding. You may revoke this authorization at any time by contacting us.

6. Service Emails and Communications

We may send you emails and other communications related to your funding application, account status, and our Services. These may include:

• Application confirmation and status updates
• Funding agreement documents and disclosures
• Account-related notices and reminders
• Informational content about pre-settlement funding

You may opt out of promotional communications at any time by following the unsubscribe instructions in the email or contacting us directly. You cannot opt out of transactional or service-related communications.

7. Sharing of Information

We do not sell or rent your personal information to third parties. We may share information with:

• Your attorney or law firm in connection with your funding application and case
• Service providers who assist us in operating our business (payment processors, IT providers, communication platforms)
• Professional advisors such as accountants, auditors, and legal counsel
• Government authorities when required by law, subpoena, or court order
• Successors in interest in the event of a merger, acquisition, or sale of assets

All third-party service providers are contractually required to protect the confidentiality and security of your personal information.

8. Security

We implement commercially reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, use, alteration, and disclosure. These measures include:

• SSL/TLS encryption for data transmission
• Secure storage of sensitive information
• Access controls limiting who can view personal information
• Regular security assessments and monitoring

However, no method of transmission over the Internet or electronic storage is 100% secure. We cannot guarantee absolute security of your information.

Steps You Can Take

You can help protect your information by keeping your account credentials confidential, using strong passwords, and notifying us immediately if you suspect any unauthorized access to your account or information.

9. Children Under 13

Our Site and Services are not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If we learn that we have collected personal information from a child under 13, we will delete that information promptly.

10. United States Only

Our Site and Services are intended for use within the United States only. If you are accessing our Site from outside the United States, please be aware that your information may be transferred to, stored, and processed in the United States where our servers are located.

11. Third-Party Services

Our Site may contain links to third-party websites, services, or applications. We are not responsible for the privacy practices or content of these third parties. We encourage you to review the privacy policies of any third-party sites you visit.

12. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of material changes by posting the updated policy on this page with a revised "Last Updated" date. Your continued use of our Site and Services after changes are posted constitutes your acceptance of the revised policy.

13. Viewing, Updating, and Deleting Information

You have the right to access, correct, update, or request deletion of your personal information. To exercise these rights, contact us using the information below. We will respond to your request within a reasonable timeframe and in accordance with applicable law.

14. California Privacy Rights

If you are a California resident, you may have additional rights under the California Consumer Privacy Act (CCPA), including the right to:

• Know what personal information we collect, use, and disclose about you
• Request deletion of your personal information
• Opt out of the sale of your personal information (we do not sell personal information)
• Not be discriminated against for exercising your privacy rights

To exercise your California privacy rights, contact us at the information provided below.

15. Contact Us

For questions about this Privacy Policy or to exercise your privacy rights, contact us at: